Trustees and protectors can help ring-fence your trust deed and ensure it is executed exactly the way you want, for the benefit of your children, after you are no more.
This will bring down capital gains especially in case of property transactions.
'To ensure you remain with the better performers, you need to consistently monitor your MF portfolios and weed out the non-performers, even if they are from a star fund manager or a fund house with a sound record.'
An investor would pay much less when he invests through a registered investment advisor than a distributor.
Taxation has played spoilsport despite double digit returns.
The government has made employers responsible for verifying whether the claims filed are according to the law. Earlier, companies went only by self-declaration of employees.
Talking about home loan rates, there is good news for borrowers.
Salaried employees get several benefits under Sections 80C, 80D, 80G and others.
Electronic transactions are rising fast, so are cases of payment failure and delayed settlement. One needs to be proactive.
Now STPs or variable SIPs can earn better returns than vanilla SIPs.
Over a five-year period, the benefit of a sharp drop in interest rates would mean saving Rs 76,880 -- a significant number. But if the rate cuts are slimmer, say 25 bps or the number of years left is barely one or two years, shifting may not make too much sense.
'Everyone is still trying to understand the quantum of impact demonetisation will have on the economy.'
A combination of ELSS or PPF with a term plan offers better coverage and returns
If you are making any drastic changes, make sure there is adequate documentation
Even if the government didn't plan for demonetisation properly, it could have taken steps on a war footing later to ensure the situation improves.
A dummy's guide to get the best price for your car.
That's the government's goal for the Unified Payment Interface by March. Are they close? A P Hota, the man at the helm, answers.
The NITI Aayog may want us to believe this is one of the easiest payment systems in the world, but Tinesh Bhasin decodes the many unanswered queries and concerns involving the United Payments Interface.
The government can seek details from sellers such as sources of funds while buying.
Ways on how consumers can maximise benefits.